Wednesday, April 17, 2013

Medical Savings Plans and LASIK


At CarolinaOphthalmology, we are proud to offer patients the opportunity to improve their vision and their lives. We also want to offer you the information you need to make the best overall decision for your eyes and your expectations, including ways to save on the cost of LASIK.

Many people have medical savings plans like Flex Spending Accounts (FSA), Health Reimbursement Accounts (HRA), and Health Savings Accounts (HAS) which are great ways to save money on LASIK by using tax-free dollars.

If you have a Flex Spending Account, you are able to set aside pre-tax dollars from your gross income to cover medical expenses. The money in these accounts does not roll over to the next period, so if you do not spend it, you lose it. LASIK is a great way to spend the money you already have set aside in these accounts, and LASIK is a great reason to put money into an FSA if you have not done so already. By using pre-tax dollars to pay for your procedure, you will save money.

If your FSA expires in June, you only have a couple of months left to spend that money. Why not invest it in your vision? Imagine starting your summer out by getting rid of your glasses and contact lenses. Even if your FSA money isn’t close to its expiration date, why not take advantage of the chance for clear, precise vision as soon as possible?

We offer several options for paying for your LASIK. Patients can use money from their FSAs to pay in part, and pay for the rest with a check, credit card, or multiple forms. We also have a relationship with a company called Care Credit to offer payment plans to our patients. You can use this financing option to pay for part of all of your surgery. Through Care Credit, you can choose among interest free payment plan options up to two years after your surgery. Whether you are using an FSA to pay for part of your procedure or not, you have options available to you to pay for this amazing procedure.   

Call us today at 919.945.3937 to schedule a free LASIK consultation. You’ll meet Dr.Bryan, find out if you’re a good candidate, and learn more about LASIK to find out if it’s a good option for you. Start enjoying your clear, precise vision!